Why is the Summary Plan Description, aka “SPD”, an important document?
SPD is the acronym for Summary Plan Description, and it is the document that employees get that explains what is required of an employer who has an employee benefit plan.
Subrogation and Employer Medical Plans
In past postings, I have gone into some detail about how important it is to understand your insurance contract. Today I want to discuss one clause that may appear in your medical contract called subrogation.
An Automated Systems Nightmare
Oh no, we forgot to take that guy off our bill! Before I get into this it is important to understand we will be talking about honest people making honest mistakes that reasonable people should be able to fix. However, contracts, modern technology and ACA regulations,...
Is your company’s HSA plan subject to ERISA or not?
We’ve all heard that old saying “No good deed goes unpunished” and, as our society becomes more litigious it probably becomes truer than ever.
A I — Blessing or Curse?
I was recently asked to take a survey regarding the proliferation of AI (artificial intelligence) in customer response.
Is it real or is it imitation, and should you care?
I want to point out how fast, and how much, life has changed over just my lifetime, and how much faster it is changing now.