Saying no! And the courage to do it!
In 1997 Steve Jobs stood in front of Apple and said, “Focusing is about saying ‘no…We had to decide what made sense and what didn’t!”
Do you really need to use an insurance agent?
Well, in most cases you do not have to use an agent if you don’t want to. But the question you should be asking is “Why would I want to use an insurance agent?
Is Insurance A Product Or A Tool?
When you know what problem you’re trying to solve, you can choose the product, or tool you need to address it.
Warning – This May Be Boring!
Every year we start warning clients and businesspeople about how important it is to keep up with ERISA, and the changes that happen annually.
Cost Containment Is Not Problem Solving.
Let me start with what I call an economic truth. Money coming into any economic system must always be greater than money going out of the system.
Should You Ask If They Have A License To Practice Medicine?
Most people just assume that their visit to the doctor’s office will be paid for by their major medical insurance
Secret Lives
She had a secret life! A life lived quietly and lived out with love and dedication unseen by those who knew her. And it was slowly killing her.
All Hat, No Cattle
It’s easy to wander around saying you know the market and you understand the insurance carriers, but it’s quite another thing to actually represent clients in their best interest.
Is a salary reduction agreement for employee benefits a big deal?
Let’s look at why an employer should get employee approval for salary reductions, and, payroll deductions. Note - those are different terms.
Tigers in the Tall Grass
Those who live where there are real tigers will tell you to be careful of tall grass because that’s where the tigers hide to hunt. A consequence of ignoring that advice may be to be attacked by a tiger. The analogy is a good lesson for life and business.









