In 1997 Steve Jobs stood in front of Apple and said, “Focusing is about saying ‘no…We had to decide what made sense and what didn’t!”

Well, in most cases you do not have to use an agent if you don’t want to. But the question you should be asking is “Why would I want to use an insurance agent?

When you know what problem you’re trying to solve, you can choose the product, or tool you need to address it.

Every year we start warning clients and businesspeople about how important it is to keep up with ERISA, and the changes that happen annually.

Let me start with what I call an economic truth. Money coming into any economic system must always be greater than money going out of the system.

Most people just assume that their visit to the doctor’s office will be paid for by their major medical insurance

She had a secret life! A life lived quietly and lived out with love and dedication unseen by those who knew her. And it was slowly killing her.

It’s easy to wander around saying you know the market and you understand the insurance carriers, but it’s quite another thing to actually represent clients in their best interest.

Let’s look at why an employer should get employee approval for salary reductions, and, payroll deductions. Note - those are different terms.

Those who live where there are real tigers will tell you to be careful of tall grass because that’s where the tigers hide to hunt. A consequence of ignoring that advice may be to be attacked by a tiger. The analogy is a good lesson for life and business.