Do Health Insurance and Employee Benefits in Phoenix, Arizona have you confused?


Focus Benefits Group, a client based insurance advocate in Phoenix, AZ, was formed in 1988 to bring focus to the confusion of insurance.  We start from the premise there is a difference between real insurance and the appearance of insurance. You only want real insurance.


We educate business owners and individuals about:
  • What insurance really is and how to best utilize different contracts.
  • The impact of the Affordable Care Act (ACA) on both large and small business and how to enroll in SHOP
Our areas of expertise include:
  • Large and Small Employee benefit plan consulting
  • Strategic review of current insurance documents and forms for content and health care reform (ACA) compliance
  • Employer paid group insurance and voluntary group benefits
  • Individual insurance for life, health and disability
  • Self-funded and fully insured strategies
  • Captive Insurance implementation
  • Consolidated billing
  • Cafeteria plans, Section 125
  • Employee directed medical savings plans
  • Employer sponsored wellness programs
  • Commercial Casualty and Employee benefits coordination strategies