Do Health Insurance and Employee Benefits in Arizona have you confused?


Formed in 1988 as a client based insurance consulting agency located in Phoenix, AZ, Focus Benefits Group was created to help bring focus to the confusion of insurance by starting with the premise you should keep your money and only insure real risk.


We educate business owners and individuals about:

  • The impact of the Affordable Care Act (ACA) on both large and small business and how to enroll in SHOP
  • We help individuals understand all of  their options, both on and off the Arizona Health Insurance Exchange.

Our areas of expertise include:

  • Large and Small Employee benefit plan consulting
  • Strategic review of current insurance documents and forms for content and health care reform (ACA) compliance
  • Employer paid group insurance and voluntary group benefits
  • Individual insurance for life, health and disability
  • Self-funded and fully insured strategies
  • Captive Insurance implementation
  • Consolidated billing
  • Cafeteria plans, Section 125
  • Employee directed medical savings plans
  • Employer sponsored wellness programs
  • Commercial Casualty and Employee benefits coordination strategies